PGDM vs MBA know the other side or both side of the coin ! !
PGDM MBA ,we should check annual package ctc or we should check 'take home 'salary /in hand salary '
PGDM or MBA which one is better ,does it really matter in plcmnt !
100% placement assurance does really make any sense or job sustainability and secured job profile matters to us
100% placemnet assurance does really make any sense to you or these are just a' tricky vocabulary' in maximum case
'Things which looks good may not be good to u ,know both side of the coin !!
Keep in mind these facts to choose the right college for you through MAT
Beware of some' tricky vocabulary' for average college when u getting entry through MAT/CMAT or medium lower score in CAT. Never get manipulated or getting scared that “immediately join our college or the seat will be passed on to next “,never ever any tier I level colleges call you with such proposal,because their quality and secured placement is enough to speak,it is just a “fear of missing out “ or “ FoMo” marketing strategy to fill the seats by some average b schools ,sometime some “free admission agency ‘also do this,beware of them(They might have interest from college to push you)
Here are some cases that why 100% placement does not make any sense without job stability.
Case I: What you see : Avilash 25 ,good score in mat , (not in tier I)PGDM (Marketing ) got placed in a reputed MNC with 4.8 L package ctc,he is very happy ,in hometown parents alao celebrate this with relatives,he also makes plan how to balance a congruous life style with bank loan EMI.Everything looks fine
What is it: He joined the job and asked to take a 2wheeler with license immediately,he buys it taking another loan burden then he find out that he will be liable for selling their 'unsought' products not the star products,he got shocked more when he saw the pay slip as he has no idea that annual ctc package is not his "take home " or "in hand" salary !!! ,he has to resign within few months
Case II :What you see : Gitanjali Banerjee,24+ PGDM (finance guy) satisfactory score in CMAT, always dreamt a profile investment banker,market research,risk analystetc) She got placed in famous icixy bank with ctc 6L annual, she also was very happy to enjoy her first financial freedom already planned some gifts for parents and siblings .(She did not checked the job profile or according to the placement norms of college she has to accept first chance any how ).
What you cant see: She joined the banks insurnc job profile,she is unable to fulfill their unrealistic sales quota of insurnc,even her salary slip was shocking than declared ctc package ,she has no idea about that ctc annual package is not in hand,within few months she was coerced to 'put her resignation on table due to inefficiency" She is in deep sea now!
1) Choose ur field first ( sales/ core finance/ HR /financial product sales) for sales many time having 2 wheeler and license is mandatory,check it with plcmnt officer directly
CHECK ONE THING PROPERLY :
When you are choosing an average b school you will find some reputed world giant mnc names like Apple,Microsoft,Amazon,Google,Audi are flashing in placement brochure;check whether it is placement in 3rd party vendor/franchaisee or direct company payroll.
2) Check then average in hand salary /take home amount always; not check the annual package or CTC(as these are not your in hand salary,these are quiet virtual, the CTC package includes Telephone bill ,HRA,LTC, Mediclaim, incentive,Bonus, PF,TA,DA,food coupon,gratuity,insurnc etc )clever before investment
You may be a darling student of ur college (Tier II/III level)as u r investing huge bt may not be for corporate !
3)Check the job profile sustainability,secured profile or 'bulk hire and fire' profile
4) For finance check the job profile is core finance (investment banker,Risk mngmnt, Asset mngmnt, Law-Taxation,Auditing,Actuary,derivative analyst,credit analyst,hedging ,Market research, Business analyst(eg Merger &Acquisition)etc ) o
profile is for
financial product sales(offered by tier II/III level colleges mainly)
(insurnc,mutual fund sales,demat account sales,relationship manager,corporate credit sales,broking sales job),it is good to have 55-60% upto graduation for core finance profile as mnc s demand it
5) Mainly core finance profile,it is good to have 55-60% graduation for this profile as mnc demands many time
(investment banker,
asset mngmnt,risk mngmnt
,Treasry mngmnt,Law-taxation,derivative analyst,credit analyst,market research) are avil through higher CAT score college
Better to check this with the plcmnt officer directly
Sometime u will see many govt under taking banks name in plcmnt co,remember ur profile may be in insurnce sales/credit card sales etc which is not under govt undertaking it is the separate business by the "Bank Group''as Govt unsertaking recrtcmnt can be done from college directly at any case can be done by IBPS only
Example SBI's Banking segemnt is under govt undertaking but insurnc business is under SBI group pvt partnrshp
Make linkedin profile to chat with college alumni to get the exact average picture of job suatainability and take home salary rather than the current stusents view
6) Be clever before investment/ bank loan ,take a linked in tour to chat woth college alumni so that can get the real picture
7)Never ever rely on any 'free admossion agency ' as they may have some monetary interst to push u in college
8)Be sure with CAT or u have to play the gamble at ur own risk
9) Never get manipulated some 'promotional vocabulary' like free laptop,foreigj tour,foreign tie upforeign exposure because u r paying for all and at the end of the day u will take a secured job not the 'free wifi campus 'to home
10) never get mamipulated by the views of current student as being a part of the systemm,they cant criticize it
11) Never get diverted by seeing few win win faces ,as exception cant be an example ,know the average situation
Even among those winning faces the job profile suatainability make their destination,so be clever
12) You can enjoy cold drink of brand x and also like financial service of famous bank Axy but that does not mean u can also enjoy it as an employee when ur profile is not stable/secured or the profile is hardcore insurnc sales,if u confortable with this then go
13)In case of MBA IT placement check the job profile is abour corporate software sales or managing a software team work force
14)Core marketing profile is avail in mainly CAT colleges and rest of other generally provide u sales profile,it is tough to stable in a unsought product sales like water purifier,corporate sales,real estate sales, credit card sales,mutual fund sales,corporate credit sales ,or fmcg sales of 'questionble productsnof branded company(check bcg matrix google)
Sought products are medicine and FMCG 'star' 'cash cow' products check it with the placement officer
Always try HR through CAT otherwise initial salary may be poor though ctc is shown high,and Hr is not so called profit making part and in present due to purchasing power disparity in buyers market HR profile is not entertained by mnc s
If you have MAT higher score 95 above chase tier I colleges first Public sector :
1) Simsree Govt of Maharashtra(98 can apply,check upto final list)
2) PUMBA Pune univ
Both are such having fee is low bt RoI is good and quiet sustainable secured job profile comparatively
3) NIBM pune (cmat/cat/atma) writing skill test,PI
Private sector :
XIME BLORE,Bimtech noida,Great lakes chennai,IFMR
If not get in can think about also Xime Kochi ,Christ blore,IPE hyderabad .
PGDM MBA ,we should check annual package ctc or we should check 'take home 'salary /in hand salary '
PGDM or MBA which one is better ,does it really matter in plcmnt !
100% placement assurance does really make any sense or job sustainability and secured job profile matters to us
100% placemnet assurance does really make any sense to you or these are just a' tricky vocabulary' in maximum case
'Things which looks good may not be good to u ,know both side of the coin !!
Keep in mind these facts to choose the right college for you through MAT
Beware of some' tricky vocabulary' for average college when u getting entry through MAT/CMAT or medium lower score in CAT. Never get manipulated or getting scared that “immediately join our college or the seat will be passed on to next “,never ever any tier I level colleges call you with such proposal,because their quality and secured placement is enough to speak,it is just a “fear of missing out “ or “ FoMo” marketing strategy to fill the seats by some average b schools ,sometime some “free admission agency ‘also do this,beware of them(They might have interest from college to push you)
Here are some cases that why 100% placement does not make any sense without job stability.
Case I: What you see : Avilash 25 ,good score in mat , (not in tier I)PGDM (Marketing ) got placed in a reputed MNC with 4.8 L package ctc,he is very happy ,in hometown parents alao celebrate this with relatives,he also makes plan how to balance a congruous life style with bank loan EMI.Everything looks fine
What is it: He joined the job and asked to take a 2wheeler with license immediately,he buys it taking another loan burden then he find out that he will be liable for selling their 'unsought' products not the star products,he got shocked more when he saw the pay slip as he has no idea that annual ctc package is not his "take home " or "in hand" salary !!! ,he has to resign within few months
Case II :What you see : Gitanjali Banerjee,24+ PGDM (finance guy) satisfactory score in CMAT, always dreamt a profile investment banker,market research,risk analystetc) She got placed in famous icixy bank with ctc 6L annual, she also was very happy to enjoy her first financial freedom already planned some gifts for parents and siblings .(She did not checked the job profile or according to the placement norms of college she has to accept first chance any how ).
What you cant see: She joined the banks insurnc job profile,she is unable to fulfill their unrealistic sales quota of insurnc,even her salary slip was shocking than declared ctc package ,she has no idea about that ctc annual package is not in hand,within few months she was coerced to 'put her resignation on table due to inefficiency" She is in deep sea now!
1) Choose ur field first ( sales/ core finance/ HR /financial product sales) for sales many time having 2 wheeler and license is mandatory,check it with plcmnt officer directly
CHECK ONE THING PROPERLY :
When you are choosing an average b school you will find some reputed world giant mnc names like Apple,Microsoft,Amazon,Google,Audi are flashing in placement brochure;check whether it is placement in 3rd party vendor/franchaisee or direct company payroll.
2) Check then average in hand salary /take home amount always; not check the annual package or CTC(as these are not your in hand salary,these are quiet virtual, the CTC package includes Telephone bill ,HRA,LTC, Mediclaim, incentive,Bonus, PF,TA,DA,food coupon,gratuity,insurnc etc )clever before investment
You may be a darling student of ur college (Tier II/III level)as u r investing huge bt may not be for corporate !
3)Check the job profile sustainability,secured profile or 'bulk hire and fire' profile
4) For finance check the job profile is core finance (investment banker,Risk mngmnt, Asset mngmnt, Law-Taxation,Auditing,Actuary,derivative analyst,credit analyst,hedging ,Market research, Business analyst(eg Merger &Acquisition)etc ) o
profile is for
financial product sales(offered by tier II/III level colleges mainly)
(insurnc,mutual fund sales,demat account sales,relationship manager,corporate credit sales,broking sales job),it is good to have 55-60% upto graduation for core finance profile as mnc s demand it
5) Mainly core finance profile,it is good to have 55-60% graduation for this profile as mnc demands many time
(investment banker,
asset mngmnt,risk mngmnt
,Treasry mngmnt,Law-taxation,derivative analyst,credit analyst,market research) are avil through higher CAT score college
Better to check this with the plcmnt officer directly
Sometime u will see many govt under taking banks name in plcmnt co,remember ur profile may be in insurnce sales/credit card sales etc which is not under govt undertaking it is the separate business by the "Bank Group''as Govt unsertaking recrtcmnt can be done from college directly at any case can be done by IBPS only
Example SBI's Banking segemnt is under govt undertaking but insurnc business is under SBI group pvt partnrshp
Make linkedin profile to chat with college alumni to get the exact average picture of job suatainability and take home salary rather than the current stusents view
6) Be clever before investment/ bank loan ,take a linked in tour to chat woth college alumni so that can get the real picture
7)Never ever rely on any 'free admossion agency ' as they may have some monetary interst to push u in college
8)Be sure with CAT or u have to play the gamble at ur own risk
9) Never get manipulated some 'promotional vocabulary' like free laptop,foreigj tour,foreign tie upforeign exposure because u r paying for all and at the end of the day u will take a secured job not the 'free wifi campus 'to home
10) never get mamipulated by the views of current student as being a part of the systemm,they cant criticize it
11) Never get diverted by seeing few win win faces ,as exception cant be an example ,know the average situation
Even among those winning faces the job profile suatainability make their destination,so be clever
12) You can enjoy cold drink of brand x and also like financial service of famous bank Axy but that does not mean u can also enjoy it as an employee when ur profile is not stable/secured or the profile is hardcore insurnc sales,if u confortable with this then go
13)In case of MBA IT placement check the job profile is abour corporate software sales or managing a software team work force
14)Core marketing profile is avail in mainly CAT colleges and rest of other generally provide u sales profile,it is tough to stable in a unsought product sales like water purifier,corporate sales,real estate sales, credit card sales,mutual fund sales,corporate credit sales ,or fmcg sales of 'questionble productsnof branded company(check bcg matrix google)
Sought products are medicine and FMCG 'star' 'cash cow' products check it with the placement officer
Always try HR through CAT otherwise initial salary may be poor though ctc is shown high,and Hr is not so called profit making part and in present due to purchasing power disparity in buyers market HR profile is not entertained by mnc s
If you have MAT higher score 95 above chase tier I colleges first Public sector :
1) Simsree Govt of Maharashtra(98 can apply,check upto final list)
2) PUMBA Pune univ
Both are such having fee is low bt RoI is good and quiet sustainable secured job profile comparatively
3) NIBM pune (cmat/cat/atma) writing skill test,PI
Private sector :
XIME BLORE,Bimtech noida,Great lakes chennai,IFMR
If not get in can think about also Xime Kochi ,Christ blore,IPE hyderabad .
